Multi-Peril Crop Insurance (MPCI) is a federally subsidized program that offers farmers protection from losses caused by many natural causes such as:

• Drought

• Excessive Moisture

• Freeze

• Disease

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MPCI can be purchased through a variety of indemnity frameworks, however, YP and RP are the most popular:

• Yield Protection - this will provide an indemnity if your yield is below the insured level and acts as a production guarantee.

• Revenue Protection - this provides an indemnity if your revenue is below the insured revenue level and protects the farmer against price fluctuations.

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MPCI also comes with the two following coverages in addition to Yield or Revenue Protection:

• Prevented Planting Coverage - provides a payment to farmers that are unable to plant their crops due to an insured cause such as excessive moisture.

• Replant Coverage - gives a payment to a farmer to replant an insured crop that was damaged due to an insurable cause.