Coverage That Follows Your Livestock—On the Farm or On the Road

Livestock Mortality Insurance

Livestock Mortality Insurance Individual or Herd Coverage for Your Valued Animals

AgriPeril offers livestock mortality insurance that goes beyond traditional farm policies—providing customized protection for show animals, breeding stock, and specialty livestock. Whether you’re insuring a single high-value animal or your entire herd, we offer flexible, dependable coverage that travels with you from pasture to show ring.

What Livestock Mortality Insurance Covers

Livestock Mortality Insurance protects against unexpected loss due to death, disease, accident, or specified perils. This policy is ideal for high-value cattle, swine, sheep, goats, dogs, and even exotic species.

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Individual or Herd Coverage

Protects your livestock—whether you're covering a champion show steer, a working dog, or a full breeding herd. Coverage is structured around your needs.

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Transit Protection

Coverage follows your animals on the road, with options for single-trip transit across various mileage ranges.

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Specialty Add-Ons

Add coverage for frozen semen and embryo tanks (contents only), or infertility coverage for bulls and rams with valid certifications.

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Exotic Species Inquiries

We also accommodate coverage for less common or exotic animals. Just ask and we’ll provide available options.

Flexible Coverage Based on Age, Value & Type

Our livestock mortality policies are backed by trusted carriers and designed to fit your operation’s specific species, stage of life, and purpose. Rates are calculated as a percentage of insured value.

  • Cattle

    From calves and show steers to breeding cows and bulls – premiums range from 7% to 15% depending on age and use.

  • Swine, Sheep, Goats

    Age and use-based rates from 13.25% to 20%, with show animals typically at a higher rate.

  • Dogs

    Working dogs are insurable up to 8 years, with optional breeding coverage.

  • Alpacas, Rams, and Bucks

    Special options available with vet certification.

  • Transit Coverage

    Rates from 0.5% to 2.0% based on distance.

  • Frozen Semen/Embryo

    Coverage available for both storage and transport.

  • Herd Discount

    Policies covering five or more animals totaling $100,000+ may qualify for discounted rates.

Common Questions About Livestock Mortality Insurance

  • What animals are eligible for coverage?

    We provide coverage for cattle, swine, sheep, goats, alpacas, working dogs, and more. Exotic species may also qualify upon request.

  • Can I insure just one animal?

    Yes. We offer policies for individual high-value animals as well as full herds.

  • Does mortality insurance cover transit?

    Yes. We offer single-trip transit coverage with rates based on mileage, ensuring your animals are protected while on the road.

Let's Talk About Your Farm’s Future

Your livestock represent years of investment and care—don’t leave them unprotected. AgriPeril’s livestock mortality insurance offers Iowa producers flexible, tailored options for animals at every stage and purpose.