Protect Your Crops from the Unexpected

Crop-Hail Insurance

Crop-Hail Insurance

Safeguard Against Hail, Fire & Wind

Crop-Hail Insurance is an essential risk management policy for Iowa farmers who want to protect their operations from hailstorms, fire, and unexpected weather events. Offered by AgriPeril through Rain and Hail, this flexible coverage helps ensure that even partial losses don’t disrupt your entire season.

What Crop-Hail Insurance Covers

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Hail & Fire Losses

Crop-Hail Insurance in Iowa covers damage caused by hailstorms and fire, ensuring your operation isn’t derailed by unpredictable weather. Payments are made on an acre-by-acre basis, so you’re only compensated for the affected areas.

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Fire Department Service Charges

This coverage reimburses you for fees incurred when emergency services respond to a fire on your property. It’s an added layer of financial support for unexpected fire-related costs.

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Transit Coverage

Covers your harvested crops while they’re being transported to their first storage location. This helps protect against losses that occur in transit due to accidents or weather.

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Catastrophe Loss Award

Provides additional financial assistance when your losses meet certain severe thresholds. This award is included in most Crop-Hail Insurance plans as an extra safeguard.

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Replant Coverage

Offers payment assistance to help you replant insured crops damaged early in the season. It supports recovery when replanting is necessary due to an insurable cause.

Add-On Options for Broader Protection

Crop-Hail Insurance can be enhanced with targeted endorsements, giving Iowa farmers greater flexibility and security in tough seasons.

  • Wind Coverage for Corn
    Protects against Greensnap (broken stalks above the root but below the ear) and Lodging (stalks blown down or bent by wind).


  • Extra Harvest Expense for Corn
    Covers the added cost of harvesting corn damaged by Greensnap or Lodging.


  • Stored Grain Coverage
    Protects stored grain against theft, fire, lightning, explosion, or wind-related losses.

Common Questions About Crop-Hail Insurance

  • Can I combine Crop-Hail Insurance with other policies?

    Yes. Many Iowa farmers pair Crop-Hail Insurance with a Multi-Peril Crop Insurance (MPCI) policy for broader protection.

  • How are payments calculated?

    Payments are made on an acre-by-acre basis, so you’re only compensated for areas that experience damage.

  • Are endorsements worth adding?

    Yes—especially for corn growers. Wind coverage and harvest expense protection can significantly reduce your out-of-pocket costs after a weather event.

Let's Talk About Your Farm’s Future

When unpredictable storms threaten your yield, Crop-Hail Insurance offers Iowa farmers dependable protection where it counts—right in the field.