Protect Your Grazing and Apiary Operations from Rainfall Shortfalls

Pasture, Rangeland, Forage & Apiculture Insurance

Pasture, Rangeland, Forage & Apiculture Insurance - Rainfall Index Protection That Works

PRF/API-RI Insurance offers targeted risk protection for Iowa farmers and beekeepers who rely on rainfall to sustain forage or pollination. This index-based coverage compensates producers when precipitation falls below historical norms in their local grid—keeping income steady when the weather isn’t.

What PRF/API-RI Insurance Covers

Pasture, Rangeland, Forage, and Apiculture Rainfall Index Insurance helps Iowa producers protect against rainfall shortfalls that impact forage or pollination. It’s triggered when NOAA data shows your local grid (about 17x17 miles) received less rainfall than historical averages during your selected coverage intervals.

Black cloud with rain.

Rainfall Deficits

Covers production losses when precipitation falls below long-term norms during insured periods. Triggered by objective NOAA data, not individual farm reports.

Two black hay bales with white specks and lines against a white background.

Pasture & Hay Ground

Helps livestock producers offset the cost of feed or grazing loss due to inadequate moisture. Keeps your forage supply more predictable during dry seasons.

Black water droplet creating ripples.

Apiculture Operations

Supports beekeepers when drought limits nectar flow, bloom strength, or pollination success. Coverage is based on rainfall impact, not honey yields.

Flexible, Customized Coverage Options

PRF/API-RI Insurance is adaptable to your operation’s unique needs—whether you raise cattle, harvest hay, or manage apiaries. Farmers and beekeepers choose the land or colonies to insure, and the rainfall periods most critical to production. Call us anytime to tailor PRF/API-RI coverage to your operation.

Common Questions About PRF/API-RI Insurance

  • How is coverage determined for rainfall insurance?

    Coverage is based on NOAA data measuring rainfall in your grid. If precipitation falls below expected levels during your selected periods, a payment is triggered.

  • Can I select which acres or colonies to insure?

    Yes. You can insure only the specific land or hives you want, giving you flexibility to prioritize your operation’s key revenue sources.

  • Is PRF/API-RI based on actual yields or production?

    No. It’s index-based—payouts depend on local rainfall data, not your personal yield records or forage totals.

Let's Talk About Your Farm’s Future

Don’t let unpredictable weather put your season at risk. With PRF/API-RI insurance, Iowa producers can protect their forage, livestock, and apiary investments—no matter what the skies bring.