Secure Your Margins with Confidence

Margin Protection Insurance

Margin Protection Insurance 

Safeguard Your Operating Margins from Market Swings



Margin Protection Insurance (MP) offers Iowa farmers powerful protection against declining profits due to rising costs or falling revenue. This federally subsidized coverage ensures your margin is protected—based on average county-level revenue and input costs.

What Margin Protection Insurance Covers

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Operating Margin Decline

Margin Protection Insurance covers losses caused by a drop in your county’s average operating margin—calculated as revenue minus input costs. This coverage kicks in if margin shortfalls are due to reduced income, higher expenses, or both.

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Revenue-Based Losses

If your county's average revenue drops unexpectedly due to price fluctuations or yield variability, MP helps offset that shortfall. It provides peace of mind for market-based uncertainties.

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Input Cost Increases

Covers rising input costs like fertilizer, seed, and diesel that push your operating margin below projected levels. Ideal for farmers managing tight cost-to-profit ratios.

Flexible Coverage – Standalone or Combined

Margin Protection Insurance is a versatile tool for Iowa farmers—it can be purchased on its own or layered with other MPCI plans like Revenue Protection (RP) or Yield Protection (YP). Pairing MP with these plans allows you to protect both your county-level margins and individual yields or revenue, giving your operation a broader and more tailored risk safety net.

Harvest Price Option for Market-Aligned Protection

Adjust your coverage to reflect real-time market conditions with the Harvest Price Option. When added to your Margin Protection Insurance policy, this feature recalculates your county’s expected revenue using the actual harvest price—if it’s higher than projected. That means your trigger margin stays accurate and responsive, helping safeguard your operation when prices rise or input costs increase.

Common Questions About Margin Protection Insurance

  • What does Margin Protection Insurance cover?

    MP covers a loss in operating margin caused by lower-than-expected revenue, higher input costs, or both—based on your county’s averages.

  • Can MP be combined with other crop insurance?

    Yes. Margin Protection can be paired with either Revenue Protection or Yield Protection to enhance your overall risk management strategy.

  • Does Margin Protection cover individual performance?

    No. MP is based on county-level averages, not your specific operation’s yields or inputs.

Let's Talk About Your Farm’s Future

Market shifts shouldn’t compromise your profitability. Margin Protection Insurance gives Iowa farmers a way to hedge against rising input costs and shrinking returns—so you can farm with more certainty.